Operating Capital, Business Funding and Finance
Accounts Receivable Credit Facilities
Has your business been turned-down for a Loan or Credit Line by a bank or other financial institution?  The traditional funding sources can only lend money to businesses that fulfill all of the following criteria and more:
    1. Two or more years in business.
    2. Profitable balance sheet.
    3. Principals with strong financials and good credit.
    4. Personal guarantees and 2 years of taxes from all Principals.
    5. Liens placed upon all assets often including those of Principals.
    6. Audited financials, restrictive covenants and other banking requirements.
These Eliminate MOST Businesses!

Did you know that you can get financing without all the hassle? You don't need good credit, any length of time in business, Personal Guarantees, Audits, Blanket Liens or even to incur Debt on your Balance Sheet !

There are several ways to have all of this, but the most common is with an Accounts Receivable (A/R) Line of Credit.  Your customer's credit (not yours) is what counts, and in most cases you are selling your invoices , not borrowing, so there is no Debt on your Balance Sheet! (Please consult with your CPA)

If you would like to learn about Accounts Receivable Lines of Credit or other ways of funding your business without Bank Qualifying, give us a call at L&R Funding Company.  Tel: (407) 522-0133 or Toll free at (877) 636-7837.

Click Here to fill-out a Client Profile that you can print to rapidly apply for a credit facility.
Fax the filled-out Client Profile to (407) 522-5012 along with an Accounts Receivable Aging report and we will contact you as soon as possible with a bid on rates and terms.
If you cannot open this form, click below to download the newest free Adobe Acrobat Reader. If you prefer, we can also e-mail an MSWord version of the form or we can fax the form to you to fill-out

Following, is perhaps one of the most innovative approaches
to Funding Buyers or Vendors in nearly ANY Business to Business (B2B) application!

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As outlined in our TADs overview page, the eTACH program is a receivables and payables solution!  Integrating eTACH’s unsecured solution for both purchasing and selling, a company is able to achieve the following benefits:

1)         Unsecured Lending
a.         Use eTACH when and where you see fit – finance slower paying customers or extend B2B purchases up to 6 months.
b.         Access working capital financing without signing security agreements

2)         Competitive Rates
a.         Using eTACH’s Holder (bank) syndicate, you can access competitive financing by accepting the least expensive bank.
b.         Signing eTACH’s Master Agreement, you are able to receive many competitive bids without concern for additional legal review.

3)         Targeted Credit Insurance
a.         Given eTACH’s approach to B2B trade you enhance the quality of trade reducing the risk open trade (or conventional invoicing); thus,
b.         You are able to receive non-recourse financing on marginal risk customers.
c.         And access broader credit insurance coverage.

4)         Fee Negotiation
a.         You and your customers or vendors are able to share costs related to eTACH where the common settlement strategy is;
b.         The Buyer pays the bank fee for terms and;
c.         The Sellers pays eTACH’s processing fee.
d.         By sharing fees, both parties are able to settle trade (immediate payment to seller and terms to buyer) that meet both party’s budget.
 
5)         Improved Cash Flow
a.         Immediate payments to Sellers.
b.         Payment terms to Buyers up to 6 months.

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You can go directly to the Secure Link at  eTACH to either BE Contacted, or to
Securely Enroll as a Buyer or Seller (with no obligation) and see if your company qualifies!


E-mail us at rdfoster@worldnet.att.net
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